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I don’t know if it’s worth 3% but the convenience of not having to have and handle cash is worth something, for both buyers and merchants.


If a business doesn’t accept credit cards, they’re going to lose a lot more than 3% in lost transactions.


Depends on the business. The Barbershop I go to is cash only, doesn't take reservations, and has always had a 30+ minute wait. I assume the uhh.. tax flexibility of cash payments is worth a lot


Thank you for your anecdata




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