My dad asked me once why I would ever leave my good paying Finance job to start a company with a 1% statistical chance of success. I told him that if you want to belong to the top 1% you have to take the 1% chance of success.
haha we're still on stealth mode but we're building a system that will open online payments to the rest of the world. We mean EVERYONE!. 80-90% of people in emerging market economies have no access to online payments because they don't have bank accounts or credit cards. Our system will bypass that requirement and just enable people to accept payments immediately, it's that simple. Of course we are willing to discuss/brainstorm our ideas with other entrepreneurs.